Card Spotlight: Chase Sapphire Preferred

There's an increased offer for the Chase Sapphire Preferred Card available if you apply in-branch with a bank rep.

While the standard offer for the Sapphire Preferred is 60,000 Ultimate Rewards points, you can get an extra 10,000 points for a total of 70,000 points. The minimum spend requirement remains the same at $4,000 in 3 months.

This isn't the highest sign-up bonus offer we've seen on this card, but we haven't seen higher since early 2023. In fact, we saw an 80,000-point sign-up bonus in early 2022 and early 2023. We last saw a 100,000-point offer in 2021.

Nice flag on Reddit MrHeatherroth

Should You Apply In-Branch?

Maybe.

If you live near a branch, it could be worth it. Make sure the bank rep selects the correct card and enters your info correctly. I would recommend looking at their computer screen while they complete each step.

If you don't live near a branch, consider the value of your time. If you'll use the points in the Chase Travel portal, they're worth $125. If you book an international business class ticket and get 4 cents per point, the 10,000 points are worth $400. Is it worth driving an hour or two then spending 30 minutes with a bank rep? That's up to you!

If you have a Player 2 (spouse, family member, etc.) with a Sapphire Preferred or Chase Sapphire Reserve, the referral bonus is 15,000 points which means you and your Player 2 will get 75,000 points between the two of you. That's a slightly better deal and you don't have to leave the house.

If you don't want to drive to a branch and don't have a P2 and want to apply, here's a link with more info. It's an easy way to support Points Wire!