Card Spotlight: United Business Card

March 29, 2024 at 19:20 EDT By Spencer Howard

Update: The increased sign-up bonus is set to end on April 3, 2024.

Chase has released a limited time offer for the United Business Card.

Welcome Offer

  • Welcome bonus: 100,000 United miles
  • Minimum spend: $5,000 in 3 months

United MileagePlus has devalued significantly over the last few years. A 100,000-mile bonus can help offset that a bit, but it's a good reminder that earning transferable points should be the priority over earning airline miles.

Still, if you already have Chase Ultimate Rewards cards, this could be an easy way to supplement your United mileage balance.

The Chase 5/24 rule applies to this card. If you've opened 5+ personal cards (plus select business cards) from any bank in the last 24 months, you are unlikely to get approved.

United MileagePlus Sweet Spots

The main advantages of United miles are the ability to book award tickets without carrier-imposed surcharges. This can really help keep your out of pocket costs to a minimum.

Additionally, you can use the Excursionist Perk to include a free one-way segment on a round-trip award ticket. Practically speaking, this is Untied's version of a stopover that allows you to visit a second destination for no extra miles.

A few redemptions to consider (one-way award rates):

  • United Polaris (business class) to Europe for 80,000 miles
  • Star Alliance business class to Africa for 88,000 miles
  • Intra-Africa business class for 33,000 miles
  • Economy flights under 800 miles in other regions for 8,800 miles

Learn more about the United Business Card


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