Doctor of Credit flagged that the welcome bonus for the Morgan Stanley version of the Amex Platinum has been increased from the standard 80,000 Membership Rewards to 125,000 Membership Rewards. The minimum spend requirement is $6,000 in 6 months.
The card mirrors the Amex Platinum except for a couple of benefits.
With the Morgan Stanley version, you can add one authorized user for free. Additionally, Morgan Stanley Members who have a Platinum CashPlus account can receive a $695 annual engagement bonus in their CashPlus account. This bonus is received upon opening the card and upon renewal each year.
Technically, a third difference is that you can cash out Membership Rewards points at one cent per point to your Morgan Stanley brokerage account. Travelers will generally be better off using their Amex points for flights.
It comes with a $695 annual fee.
There are some welcome bonus restrictions.
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